There is no doubt that e-commerce stores online are the best places to shop. There is more variety, prices are unbeatable, everything is available under one roof and delivery is fast. Over the years, online stores have become a great haven for Shop-a-Holic. But wait? What about pirates? Cyber crimes are common, with frequent phishing attacks and the violation of confidential customer data. In phishing attacks, thieves try to trick consumers’ login credentials and credit card information into pretending to be a real website or even an online bank. Here are some helpful tips to protect your credit card while shopping online.
Buy from a site whose URL starts with HTTPS
The URL of commercial sites that start with HTTPS instead of http indicates that it is secure and that consumer data is protected by Secure Socket Layer (SSL) encryption.
Protect your computer with an antivirus
To combat combat identification theft and other malware, the best option is to use an antivirus to buy safely.
Buy only from reputable websites
All major points of sale have an online store with a different domain name. For security reasons, do not enter fake sites or misspelled domain names, as scammers often create simulated and professional looking websites to attract unsuspecting victims. Buy only genuine and reputable sites by entering the retailer’s URL in the address bar.
Use strong passwords
As for the best security defenses, passwords are the safest bet. Use powerful passwords for your online shopping account. Avoid using birthdates, phone numbers, addresses, and PINs as passwords because they are vulnerable and easily guessed by online thieves. Put unusual passwords for extra security.
Keep your order records intact online
Most retailers will send you an email or send you to a web page with a verification of your purchase with a receipt and a confirmation number. Keep all documents intact until the product is sent to your address or location.
Control of electronic payment status
Scan electronic statements from time to time for credit card, debit card and account verification to avoid fraudulent fees charged by both ecommerce site such as finance companies.
Be careful with questionable offers
With the scams flooding the online consumer market, beware of dubious offers that claim to be authentic. We often jump enthusiastically and zealously for the opportunity to buy something at a small part of its actual cost. This should be avoided because you must resist their temptation.
Protect yourself with anti-spyware and antivirus programs
Anti-spyware and antivirus software protects you against malware that can potentially hack into your computer. Your computer contains relevant data that could compromise your privacy and personal safety. It may contain your passwords, PIN codes, credit card numbers and other confidential information. As a result, you can protect online identification theft by allowing your computer to protect it. You need to make sure your programs are up to date so that you can work effectively. An outdated anti-spyware or anti-virus program does not make sense. It will not warn you of threats on your computer and will not be able to detect malware installed on your system.
The software is installed on your computer to protect it from malicious websites that install dangerous software on your system. However, your computer can not do its job alone. It is also your responsibility not to access these websites. Make sure to only surf on reputable sites. When your system warns you with a warning that a site you are about to enter is a threat to your system, do not proceed. (You can often be stubborn and continue to access such sites, remember that if you expose your computer to dangerous sites, your privacy will be threatened).
Do not over share
Several social networking sites ask you to share your personal information. This includes your full name, date of birth, address and other details. Remember that this information will be viewed online by several people, especially if you do not have a private profile. Even if he does, he does not know who else can see his personal information on the Internet. Therefore, do not share too much information. Leave your second name in your profile; Do not include the year of your birth; You can also choose to leave your address blank. Never reveal your PayPal account, Social Security Number (SSN), and credit card number online. This information may be used by cyber criminals to access their accounts and commit identity theft.
S in Https is safe
When shopping online, make sure the online payment form is secure. There are three quick methods to determine if a page is secure. First, the URL must start with “https” instead of “http”. The “s” in https indicates that the website you are entering is secure. Secondly, a padlock icon should appear in the status bar. This means that the data sent via the page are insured. Third, the security status bar must also be green to indicate that the security of the website is up to date.
Beware of phishing
Always try to avoid phishing scams. Fraudulent email is typically done by asking users to provide their credit card information and passwords. Cyber criminals who use this system often look like their bank and ask you to enter this information. Never reply to these e-mails or click on a link in these e-mails. Whenever possible, delete spam and unsolicited email from sender.
When you get a mobile online shopping application, you must make sure to visit only legitimate online application stores. And while we are in this, you should not look for shortcuts that are cheap. Trusted app stores are Play Store, Apples App Store and Amazon App Store. This site reviews applications before downloading. Therefore, you can be sure that you will not receive any malicious applications that guarantee your security.
In addition, before sending or entering information on a website, you must ensure that the website begins with “https: //”. The “s” means that the SSL encryption of the site is installed. Sites that do not have the “s” and that are only “http: //” are not protected and hackers can easily acquire personal information entered, such as credit card number, passwords and usernames.
Connect with Secure Privacy Connection
Make sure you connect with safe network all the time, if you are home that’s ok but if you are in public area and you use public wifi. VPN is the must. Make sure you use best rating vpn all the time. We recommend to start with Express vpn
Last but not least, you have to be careful and pay attention to what you click. You must be very selective before clicking on the particular links that ask for your personal information. To protect yourself from malware, you need mobile security products like McAfee Mobile Security, Lookout Premium, and more. These will scan links for malware attacks and phishing attempts.